On-Chain & Off-Chain Components

Where Web3 tech meets real-world data.

Spendler’s infrastructure blends:

• On-chain elements:

  • SPDL token

  • Wallet integrations

  • Smart contracts

  • RWA scoring data

• Off-chain elements:

  • API integrations with utility services

  • Loyalty point systems

  • Card network data

  • User metadata (opt-in)

Together, these layers create a hybrid architecture where real-world behavior powers on-chain actions — and vice versa.