Smart Payment Routing

Optimize each payment based on fees, balance, and rewards.

Not all payment methods are created equal. Spendler’s AI analyzes:

  • Token balances (SPDL, USDC, etc.)

  • Real-time gas fees or conversion costs

  • Card limits or promotions

  • Reward opportunities at specific merchants

Then, it chooses the most efficient method — automatically. No more manual switching. No more overpaying.

Just tap and let Spendler do the rest.

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